Are you an international or domestic student? Are you all set to apply for university or college admission in the US this year? Are you searching for affordable & comprehensive student health insurance plans? If yes, this post will be of help to you. Here, I’ve compiled a state-wise list of insurance providers for international as well as domestic students in USA.
In this post, readers will find the following details –
- State-wise list of insurance providers in the US
- State-wise list of insurance providers for international students (university & college education)
- State-wise list of insurance providers for domestic students (university & college education)
- Insurance policy requirement for students (conditions, whether it is mandatory or not & other facts)
- Different types of insurance plans in the US for university & college students
- Detailed insurance application process
First of all, let us check out the state-wise list of insurance providers in the US (for student health insurance). Here it is –
Table of Contents
Insurance in USA: State-Wise List of Student Health Insurance Providers, Amounts & More
In the table provided below, readers will find the names of different states. Click on the name of your preferred state. The link will lead you to the state-specific list of insurance providers, amounts & additional information. Here’s the list –
Is insurance mandatory for university or college education in the US?
When it comes to international students, having some (minimum) form of health insurance is mandatory. Their Visa requirements need them to have basic health insurance cover. In other words, if you are an international student who wants to apply for admission into any college or university in the USA, you must have a valid student health insurance to get your Visa.
University or college insurance requirements
The above Visa guidelines have been set by the US Department of State (keeping the needs of international students in mind). Apart from the US Department of State, many universities and colleges in the US have a mandatory health insurance policy (when it comes to processing admission applications of international students).
Insurance for domestic students in the US
When it comes to domestic students, the need to have health insurance depends upon the college or university that they are applying to. Some universities offer their own health insurance plan or need the students to have their own health insurance plan. Some other universities have no such prerequisites (about health insurance). If your parents have a comprehensive insurance plan that covers you, there’s no need to obtain a separate student health insurance plan for your university/college studies.
Insurance options available in the US for students
1 | University-offered insurance |
2 | Private insurance |
University/school-offered health insurance plan: These health insurance plans are usually offered by the university/college/school/institute itself. Generally speaking, these are solid group insurance plans. A student may opt for such a plan or even opt for a comparable private health insurance.
Private health insurance plan: These student health insurance plans are offered by private insurance providers or financial institutes.
Insurance application process
University/school-offered health insurance plan: If you opt for university/school-offered insurance plan, all the paper-work will be done along with your admission application. The university/school’s student registration department will guide you through the process. You may be asked to submit valid medical certificates and documents during the process.
Private health insurance plan: You may visit the website of a reputed private student health insurance provider and register online. You may be asked to submit valid medical certificates and documents during the process.
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